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    <title data-ignore-plain-text>From Our Team to You: B2&rsquo;s Quarterly Update</title>
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    <tbody><tr><td><table role="presentation" width="100%" cellpadding="0" cellspacing="0" border="0" align="center" bgcolor="#FFFFFF" class="side-layout" style="width:100% !important;"><tbody><tr>

    

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    <table role="presentation" width="100%" cellpadding="0" cellspacing="0" border="0" align="center" class="side-layout" style="width:100% !important;"><tbody><tr><td class="section-text-cell" style="padding-top:22px;padding-right:22px;padding-bottom:22px;padding-left:22px;">
      <div class="section-caption-text" style="position:relative;"><h4 style="margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.05em;mso-line-height-alt:1.05em;margin-top:0;margin-bottom:0;font-family:'Lucida Bright', 'DejaVu Serif', 'Bitstream Vera Serif', 'Liberation Serif', Georgia, serif;letter-spacing:.03em;color:#313131;">Summer has flown by, and as we step into a new season, we’re excited to share what’s happening at B2 Bank and in our communities. This time of year is always filled with new beginnings—kids heading back to school, routines shifting, and fresh opportunities just around the corner. At B2 Bank, we’re here to help you navigate those changes with confidence. Whether it’s planning for upcoming expenses, staying connected with our mobile tools, or celebrating the moments that make our communities special, we’re committed to being your partner every step of the way.  </h4></div>
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      <div class="section-caption-text" style="position:relative;"><h4 style="margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.05em;mso-line-height-alt:1.05em;margin-top:0;font-family:'Lucida Bright', 'DejaVu Serif', 'Bitstream Vera Serif', 'Liberation Serif', Georgia, serif;letter-spacing:.03em;color:#313131;text-align:center;"><em><strong>September is Community Impact Month!</strong></em></h4><h4 style="margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.05em;mso-line-height-alt:1.05em;margin-bottom:0;font-family:'Lucida Bright', 'DejaVu Serif', 'Bitstream Vera Serif', 'Liberation Serif', Georgia, serif;letter-spacing:.03em;color:#313131;">Help us make back-to-school brighter! B2 Bank is leading a Snack Drive to provide local students with easy grab-and-go snacks that keep them energized for learning. Donations can be dropped off now through September 15 at our local collection sites—your support goes straight to teachers and kids in our community.</h4></div>
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      <div class="section-caption-text" style="position:relative;"><h3 style="margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.26em;mso-line-height-alt:1.26em;margin-top:0;font-family:'Lucida Bright', 'DejaVu Serif', 'Bitstream Vera Serif', 'Liberation Serif', Georgia, serif;letter-spacing:0em;color:#313131;text-align:center;"><strong><span data-letter-spacing="5" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;letter-spacing:0.4em;">YOUR SMALL SNACK DONATION</span></strong></h3><h3 style="margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.26em;mso-line-height-alt:1.26em;font-family:'Lucida Bright', 'DejaVu Serif', 'Bitstream Vera Serif', 'Liberation Serif', Georgia, serif;letter-spacing:0em;color:#313131;text-align:center;"><strong><span data-letter-spacing="5" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;letter-spacing:0.4em;">=</span></strong></h3><h3 style="margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.26em;mso-line-height-alt:1.26em;margin-bottom:0;font-family:'Lucida Bright', 'DejaVu Serif', 'Bitstream Vera Serif', 'Liberation Serif', Georgia, serif;letter-spacing:0em;color:#313131;text-align:center;"><strong><span data-letter-spacing="5" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;letter-spacing:0.4em;">A BIG IMPACT!</span></strong></h3></div>
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    <table role="presentation" width="100%" cellpadding="0" cellspacing="0" border="0" align="center" class="side-layout" style="width:100% !important;"><tbody><tr><td class="section-text-cell" style="padding-top:22px;padding-right:22px;padding-bottom:22px;padding-left:22px;">
      <div class="section-caption-text" style="position:relative;"><p class="" style="font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;color:#313131;"><strong>At B2 Bank, Your Security Is Our Priority—Especially for the Next Generation</strong><br>As a trusted financial partner, B2 Bank is committed to helping families create a safer digital environment for children. You are the first line of defense in protecting kids online, and small steps can make a big impact.Here are three simple actions you can take today:</p><ul data-rte-list="default" style="padding-left:25px;"><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;color:#313131;"><p class="" style="font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;color:#313131;"><strong>Educate children about online privacy. </strong>Encourage them to avoid sharing personal details like their full name, age, or location.</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;color:#313131;"><p class="" style="font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;color:#313131;"><strong>Guide them toward safe digital spaces.</strong> Help them recognize trusted websites and apps that prioritize security.</p></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;margin-left:15px;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;color:#313131;"><p class="" style="font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;color:#313131;"><strong>Use parental controls and open communication.</strong> Set boundaries for online activity and talk regularly about digital safety.</p></li></ul><p class="" style="font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;color:#313131;">Cybersecurity starts with awareness—and that includes our youngest community members. October is Cybersecurity Awareness Month, making it the perfect time to share these tips and help build a more secure future for all.</p></div>
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      <div class="section-caption-text" style="position:relative;"><h2 style="margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.5119999999999998em;mso-line-height-alt:1.5119999999999998em;margin-top:0;margin-bottom:0;font-family:'Lucida Bright', 'DejaVu Serif', 'Bitstream Vera Serif', 'Liberation Serif', Georgia, serif;letter-spacing:-.03em;color:#313131;text-align:center;">Penny’s Spotlight: What’s Happening in Our Community?</h2></div>
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      <p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">📌 <strong>B2 Bank’s Back to School Snack Drive</strong><br>📅 August 1st - September 15th<br>📍 For more details, visit our <a href="https://www.b2.bank" rel="nofollow" style="color:#f286e8 !important;">website</a>!</p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">📌 <strong>Mt. Iron Public Library (Friday Movie! Fly Away Home)</strong><br>📅 September 12th - 11am<br>📍 Mt. Iron Library</p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">📌 <strong>Mt. Iron Public Library (Friday Movie! Fantastic Mr. Fox)</strong><br>📅 September 26th - 11am<br>📍 Mt. Iron Library (A light lunch will be served for youth who attend)</p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">📌 <strong>Halloween Parade &amp; Party</strong><em><br>📅</em> October 25th - Parade: 1:00 line-up/2:00 start. Halloween party afterwards at the Buhl Community Center from 3-5.<br>📍 Buhl, MN</p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">📌 <strong>Mt. Iron Annual Halloween Carnival</strong><br>📅 October 26th - 12pm-3pm<br>📍 Mt. Iron (Sponsored by Mt. Iron Parks &amp; Recreation)</p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">📌 <strong>5th Annual Lighting Contest - More Information COMING SOON!</strong><br>📅 December 11th-13th<br>📍 Buhl/Great Scott/Kinney/Mt. Iron</p><p style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;text-align:center;" class=""><em><strong>Have an event or news to share with our community? Let us help spread the word in our newsletter! Contact Jess, our Marketing Director, at jcarter@b2.bank or call (218) 749-3190.</strong></em></p>
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  <a style="color:#fff8ef;text-decoration:none;font-size:inherit;font-family:inherit;font-weight:inherit;line-height:inherit;cursor:default;">B2 Bank, 
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