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    <table role="presentation" width="100%" cellpadding="0" cellspacing="0" border="0" align="center" class="side-layout" style="width:100% !important;"><tbody><tr><td class="section-text-cell" style="padding-top:22px;padding-right:22px;padding-bottom:22px;padding-left:22px;">
      <div class="section-caption-text" style="position:relative;"><p class="" style="font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;color:#313131;"><strong>Summer is here, bringing longer days, warmer weather, and new opportunities to focus on your financial goals.</strong> Whether you're looking to buy a home, save for the future, or make the most of your money, B2 Bank is here to help.</p><p class="" style="font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;color:#313131;">In this edition, we’re sharing expert home-buying tips, banking updates, and financial insights to keep you informed and empowered.</p><p class="" style="font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;color:#313131;">As the season shifts, we’re reminded how important it is to grow, plan ahead, and enjoy the moments along the way. We're proud to be your community bank—here to walk beside you, whatever your goals may be.</p><p class="" style="font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;color:#313131;"><strong>– The B2 Bank Team</strong></p></div>
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      <h2 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.5119999999999998em;mso-line-height-alt:1.5119999999999998em;margin-top:0;font-family:'Lucida Bright', 'DejaVu Serif', 'Bitstream Vera Serif', 'Liberation Serif', Georgia, serif;letter-spacing:-.03em;text-align:center;">Tips for buying a home:</h2><p style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;text-align:center;" class="">Purchasing a home is an exciting milestone, but preparation is key to making the process smooth and stress-free. Here are a few essential tips to keep in mind:</p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;height:1.618em;margin-bottom:0;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;"></p>
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    <table role="presentation" width="100%" cellpadding="0" cellspacing="0" border="0" align="center" class="side-layout" style="width:100% !important;"><tbody><tr><td class="section-text-cell" style="padding-top:22px;padding-right:22px;padding-bottom:22px;padding-left:22px;">
      <div class="section-caption-text" style="position:relative;"><h4 style="margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.05em;mso-line-height-alt:1.05em;margin-top:0;font-family:'Lucida Bright', 'DejaVu Serif', 'Bitstream Vera Serif', 'Liberation Serif', Georgia, serif;letter-spacing:.03em;color:#000;">✅ <strong>Check Your Credit &amp; Budget</strong> – Knowing your credit score and setting a realistic budget will help you understand what you can afford.</h4><h4 style="margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.05em;mso-line-height-alt:1.05em;margin-bottom:0;font-family:'Lucida Bright', 'DejaVu Serif', 'Bitstream Vera Serif', 'Liberation Serif', Georgia, serif;letter-spacing:.03em;color:#000;"><br>✅ <strong>Get Pre-Approved</strong> – A mortgage pre-approval gives you a clear idea of your price range and shows sellers you're serious.</h4></div>
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  <th class="stack-cell-down w100p section-text-area section-content-cell" align="left" style="color:#000;vertical-align:middle;font-weight:normal;">
    <table role="presentation" width="100%" cellpadding="0" cellspacing="0" border="0" align="center" class="side-layout" style="width:100% !important;"><tbody><tr><td class="section-text-cell" style="padding-top:22px;padding-right:22px;padding-bottom:22px;padding-left:22px;">
      <div class="section-caption-text" style="position:relative;"><h4 style="margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.05em;mso-line-height-alt:1.05em;margin-top:0;font-family:'Lucida Bright', 'DejaVu Serif', 'Bitstream Vera Serif', 'Liberation Serif', Georgia, serif;letter-spacing:.03em;color:#000;">✅ <strong>Consider All Costs</strong> – Beyond the purchase price, factor in closing costs, property taxes, insurance, and maintenance.</h4><h4 style="margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.05em;mso-line-height-alt:1.05em;margin-bottom:0;font-family:'Lucida Bright', 'DejaVu Serif', 'Bitstream Vera Serif', 'Liberation Serif', Georgia, serif;letter-spacing:.03em;color:#000;"><br>✅ <strong>Work with Experts</strong> – A trusted real estate agent and lender can guide you through negotiations, paperwork, and financing.</h4></div>
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      <p style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;text-align:center;" class=""><strong>At B2 Bank, we're here to help you finance your next move.</strong><br>With competitive mortgage options and a friendly team ready to answer your questions, we make the process simple and stress-free. Whether you're buying your first home or your fifth, we’re here to support your journey.</p>
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                          <h3 style="margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.26em;mso-line-height-alt:1.26em;margin-top:0;font-family:'Lucida Bright', 'DejaVu Serif', 'Bitstream Vera Serif', 'Liberation Serif', Georgia, serif;letter-spacing:0em;color:#313131;text-align:center;"><strong>Empowering Women in Banking</strong></h3><p class="" style="font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;color:#313131;">We’re proud to share that two of our own, Brandalyn and Ailie, recently represented B2 Bank at the <em>Women in Banking</em> conference.</p><p class="" style="font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;color:#313131;">The event was a powerful experience focused on leadership, growth, and the evolving role of women in the financial industry. Brandalyn and Ailie came back inspired and energized—ready to bring new ideas and momentum to our team and the customers we serve.</p><p class="" style="font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;color:#313131;">We’re thrilled to support opportunities like this that strengthen our people and our community.</p>
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      <h3 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.26em;mso-line-height-alt:1.26em;margin-top:0;font-family:'Lucida Bright', 'DejaVu Serif', 'Bitstream Vera Serif', 'Liberation Serif', Georgia, serif;letter-spacing:0em;text-align:center;"><strong>Why Customer Appreciation Matters at B2 Bank</strong></h3><p style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;text-align:center;" class="">At <strong>B2 Bank</strong>, our customers are at the heart of everything we do. That’s why we host <strong>Customer Appreciation Days</strong>—to say thank you for your trust, loyalty, and the relationships we’ve built over the years. These events are more than just coffee and cookies; they’re a chance for us to connect with you, celebrate our community, and show our gratitude in person—with some great food, too!</p><p style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;text-align:center;" class=""><strong>Join us for a BBQ!</strong><br>
📍 <strong>Buhl</strong> – August 8th from 11:00 AM to 1:30 PM<br>
📍 <strong>Mt. Iron</strong> – August 15th from 11:00 AM to 1:30 PM</p><p style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;text-align:center;" class="">Come enjoy a free lunch, good company, and a fun afternoon with your B2 Bank team. Your continued support means everything to us, and we can’t wait to say thank you in person!</p>
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      <div class="section-caption-text" style="position:relative;"><h2 style="margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.5119999999999998em;mso-line-height-alt:1.5119999999999998em;margin-top:0;margin-bottom:0;font-family:'Lucida Bright', 'DejaVu Serif', 'Bitstream Vera Serif', 'Liberation Serif', Georgia, serif;letter-spacing:-.03em;color:#313131;text-align:center;">Penny’s Spotlight: What’s Happening in Our Community?</h2></div>
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      <p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">📌 <strong>Summer Reading Program</strong><br>📅 June 9th - July 31st<br>📍 Mt. Iron Public Library</p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">📌 <strong>Land of the Loon Festival &amp; Parade  </strong><em>(Penny will attend this one!)<br>📅</em> June 21st &amp; 22nd<br>📍 Virginia (Parade is on the 21st at 9 am)</p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">📌 <strong>Buhl’s City-Wide Garage Sales</strong><br>📅 June 27th 8-4 &amp; June 28th 8-2<br>📍 Buhl (Maps will be available at City Hall, B2 Bank, &amp; Short Stop the week of the sales) </p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">📌 <strong>Buhl’s Independence Day Celebration</strong> <br>📅 June 28th (Parade line up is at 1:00, parade starts at 2:00 with a Celebration at Burton Park to follow)<br>📍 Buhl</p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">📌 <strong>Mt. Iron Parade followed by Family Activities</strong><br>📅 July 4th<br>📍 Mt. Iron (Family Activities @ Locomotive Park)</p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">📌 <strong>National Night Out (Locations throughout the City)</strong><br>📅 August 5th 4-7pm<br>📍 Mountain Iron</p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">📌 <strong>Merritt Days Celebration (135th Birthday Celebration 1890-2025)</strong><br>📅 August 5th-9th<br>📍 Downtown Mt. Iron</p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">📌 <strong>Larry Nanti Memorial 5k/10k Walk/Run; Quad Cities Lions Club Pancake Breakfast; Car Show; Music; Kids Corner; and MORE!</strong><br>📅 August 9th<br>📍 Mountain Iron</p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">📌 <strong>B2 Bank’s Customer Appreciation Day (Buhl Branch)</strong><br>📅 August 8th<br>📍 702 Seville Ave., Buhl</p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">📌 <strong>110th Birthday Celebration at the Mt. Iron Public Library (1915-2025)</strong><br>📅 August 9th<br>📍 Mt. Iron Public Library</p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">📌 <strong>B2 Bank’s Customer Appreciation Day (Mt. Iron Branch)</strong><br>📅 August 15th<br>📍 8355 Unity Drive, Mt. Iron</p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">📌 <strong>Beach Blast</strong><br>📅 August 19th 3-5pm<br>📍 Stubler Beach - Buhl</p><p class="" style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;">Have an event or news to share with our community? Let us help spread the word in our newsletter! Contact Jess, our Marketing Director, at jcarter@b2.bank or call (218) 749-3190.</p>
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      <p style="color:inherit;font-size:.875em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'Lucida Grande', 'DejaVu Sans', 'Bitstream Vera Sans', Verdana, sans-serif;text-align:justify;white-space:normal !important;" class="">***Please note that these links will take you away from B2 Bank and does not represent Bank sponsorship, endorsement, or guarantee of information contained on linked sites. B2 Bank (including its Directors, Employees, or Affiliates) is not responsible or liable for the content, information, security, or the failure of any products or services advertised or promoted on this linked site and any issue that may arise out of the site’s privacy policy.***</p>
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