Privacy Notice | B2 Bank
B2 Bank National Association — Privacy Notice Rev. 10/2026
Facts

What Does B2 Bank National Association Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and information from applications, such as your income
  • Account balances and payment history
  • Transaction history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons B2 Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes—to offer our products and services to you Yes No
For joint marketing with other financial companies No We do not share
For our affiliates’ everyday business purposes—information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes—information about your creditworthiness No We do not share
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We do not share
To limit our sharing

Call 218-749-3190 or email us at privacy@b2.bank.

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call 218-749-3190 or go to www.b2.bank or email us at privacy@b2.bank.

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Who we are
Who is providing this notice?

B2 Bank National Association

What we do
How does B2 Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does B2 Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or apply for a loan
  • Make a wire transfer
  • Make deposits or withdrawals from your account or use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • B2 Bank shares with our affiliates.
  • Affiliated entities: M1 Holdings Inc., M1 Finance LLC, M1 Spend LLC, M1 Advisory Services LLC, M1 Digital LLC, M1 Credit Receivables LLC (together, “M1”). See M1’s privacy policy here.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • B2 Bank does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • B2 Bank does not jointly market with nonaffiliated companies.

This page is B2 Bank’s privacy notice, presented here in a web-friendly format — it is not the official CFPB model privacy form. To view the official model form, click here.